Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you and WAG Finance, a financial technology platform powered by WAG Capital. By accessing, browsing, or using our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms.

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date and notify users through the platform or via email. Your continued use of the platform after such modifications constitutes acceptance of the updated Terms.

WAG Finance provides a comprehensive financial platform offering:

• Real-time financial market data and exchange rates
• Trading simulation and educational tools
• Financial calculators and planning tools
• AskWAG AI financial advisory services
• Learning academy with courses and certifications
• Institution directory and comparison tools
• WAG COINS digital currency for platform services
• Financial news and market analysis

Our services are designed specifically for African markets and users. We continuously update and improve our offerings based on user needs and market conditions.

To use WAG Finance, you must:

• Be at least 18 years old or the age of majority in your jurisdiction
• Have legal capacity to enter into binding agreements
• Reside in a jurisdiction where our services are available
• Provide accurate and complete information during registration
• Comply with all applicable laws and regulations

We reserve the right to verify your identity and eligibility at any time. Failure to meet these requirements may result in account suspension or termination.

Account Registration

When creating an account, you must provide accurate, current, and complete information. You are responsible for maintaining the security of your account credentials and for all activities that occur under your account.

Account Security

You must immediately notify us of any unauthorized use of your account or any other breach of security. We recommend using strong passwords and enabling two-factor authentication where available.

Account Termination

We may suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or any other reason we deem necessary to protect our platform and users.

Nature of WAG COINS

WAG COINS are digital tokens used exclusively within the WAG Finance platform to access premium services, courses, and features. They are not legal tender, securities, or financial instruments.

Purchase and Use

• WAG COINS can be purchased using fiat currency through approved payment methods
• They provide discounts on platform services compared to fiat payments
• WAG COINS cannot be exchanged for cash or transferred to other users
• Unused WAG COINS remain in your account indefinitely unless otherwise specified

Refund Policy

WAG COIN purchases are generally non-refundable. Refunds may be considered on a case-by-case basis for technical errors or unauthorized purchases.

Demo Trading

Our trading simulation uses virtual funds and is provided for educational purposes only. Demo trading results do not guarantee future performance in real trading scenarios.

Market Data

While we strive to provide accurate and timely market data, we do not guarantee the accuracy, completeness, or timeliness of any information. Use market data at your own risk.

Investment Advice Disclaimer

AskWAG AI and other platform features provide educational information only and should not be considered personalized investment advice. Always consult with qualified financial advisors before making investment decisions.

Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms by reference, explains how we collect, use, and protect your personal information.

By using our platform, you consent to the collection and use of your information as described in our Privacy Policy. We implement industry-standard security measures to protect your data.

You agree not to use the platform for any of the following:

• Illegal activities or violation of any applicable laws
• Fraudulent, deceptive, or misleading activities
• Attempting to gain unauthorized access to our systems
• Interfering with platform functionality or security
• Creating multiple accounts to circumvent limitations
• Using automated tools to access or scrape our platform
• Transmitting viruses, malware, or harmful code
• Violating intellectual property rights

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WAG FINANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF THE PLATFORM.

Our total liability to you for all claims arising from your use of the platform shall not exceed the amount you have paid to us in the twelve months preceding the claim.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.